© 2021 World Finance. All Rights Reserved.

SWEEPSTAKES RULES

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. ENTRANTS ARE NOT REQUIRED TO BE A WORLD FINANCE CUSTOMER TO BE ELIGIBLE. 

WORLD FINANCE 60TH ANNIVERSARY SWEEPSTAKES 

OFFICIAL RULES 
Sponsored by World Acceptance Corporation (herein “Sponsor”) 

OPEN ONLY TO INDIVIDUALS WHO ARE LEGAL RESIDENTS OF THE UNITED STATES AND CURRENTLY RESIDING WITHIN ALABAMA, GEORGIA, IDAHO, ILLINOIS, INDIANA, KENTUCKY, LOUISIANA, MISSISSIPPI, MISSOURI, NEW MEXICO, OKLAHOMA, SOUTH CAROLINA, TENNESSEE, TEXAS, WISCONSIN, AND UTAH (TOGETHER “ELIGIBLE STATES”) WHO ARE TWENTY-ONE (21) YEARS OF AGE OR OLDER AS OF THE TIME OF ENTRY.  VOID OUTSIDE OF THE ELIGIBILE STATES AND WHEREVER PROHIBITED BY LAW. THIS SWEEPSTAKES IS GOVERNED BY UNITED STATES LAW.  DO NOT ENTER IF YOU ARE NOT LOCATED IN ONE OF THE ELIGIBLE STATES AT TIME OF ENTRY.    

1. Sweepstakes Period: The World Finance 60th Anniversary Sweepstakes (“Sweepstakes”) begins on April 1, 2022, at 12:00:00 a.m. Eastern Time (“ET”) and ends on December 15, 2022 at 11:59:59 p.m. ET (“Sweepstakes Period”) but each of the nine (9) individual Sweepstakes conducted during the Sweepstakes Period has its own entry period (each a “Sweepstakes Entry Period”) as detailed in Rule 4, below. Sponsor’s website is the official time-keeping device for the Sweepstakes.  

2. Eligibility: The Sweepstakes is open only to legal residents of the Eligible States who are 21 years of age or older as of the time of entry. Employees, officers and directors of Sponsor, Promotion Activators Management, LLC (“Administrator”), and their respective affiliates, subsidiaries, distributors, suppliers and advertising and promotion agencies associated with the Sweepstakes, and members of the immediate families (defined as including spouse, biological, adoptive and step-parents, grandparents, siblings, children and grandchildren, and each of their respective spouses, regardless of where they reside) or households (whether related or not) of any of the above are NOT eligible to participate in the Sweepstakes. Non-eligibility or non-compliance with any of these Official Rules may result in disqualification. Sweepstakes is void outside of the Eligible States and wherever prohibited by law and is subject to United States law. 

3. How To Enter: To enter on the website, during the Sweepstakes Period go to https://offers.loansbyworld.com/sweepstakes (“Website”) or scan the QR code for the Sweepstakes at a participating World Finance branch location during the Sweepstakes Period and then follow the on-screen instructions to enter. You will receive one (1) entry into the Sweepstakes Entry Period drawing that corresponds to the date on which your entry is received. See Rule 4 for each of nine (9) monthly Sweepstakes Entry Periods.  If entering via a mobile phone or other web-enabled device and using your wireless carrier’s network, standard data charges from your wireless carrier may apply. You do not need to be a client of World Finance nor do you have to make a purchase or transaction to enter. 

Limit one (1) entry per person/email address per Sweepstakes Entry Period.  

No mechanically reproduced, automated, photocopied, illegible, or incomplete entries will be accepted, and all such entries will be void.  Entries made by any means which subvert the entry process will be void. Incomplete or illegible entries will not be acknowledged and will not be included in a Sweepstakes drawing (“Sweepstakes Drawing”).  All entries become the exclusive property of Sponsor and will not be returned or acknowledged except as provided herein.  Sponsor will not verify receipt of entries.  Proof of submission of an entry does not constitute proof of receipt by Sponsor.  Released Parties (defined in Rule 7, below) are not responsible for entries that are late, lost, illegible, damaged, misdirected, garbled or incomplete, altered or otherwise irregular, that contain false information, that are generated by script, macro or other automated or mechanical means, that have been submitted through illicit means or by any means which subvert the entry process or that do not conform with or satisfy any or all of the conditions set out in the Official Rules.  Use of any automated program or method to enter will result in disqualification of all associated entries. Submission of an entry is subject to, and all entrants must comply with, all policies, terms and conditions set forth in these Official Rules. Only the person associated with the entry may be entitled to a prize. In the event of a dispute as to who entered, the name of the “authorized account holder” associated with the email account used for entry will be deemed to be the entrant as long as such person is eligible and in compliance with these Official Rules. The authorized account holder of the email address is defined as the natural person who is assigned to the email address by an Internet access provider, online service provider, or other organization that is responsible for assigning email addresses or the domain associated with the submitted email address. Any entry that does not comply with these requirements, in the sole opinion of the Sponsor, may be disqualified. 

4. Prize Drawing Schedule/Odds of Winning: To be eligible for a Sweepstakes Drawing, an eligible entry must be received during the corresponding Sweepstakes Entry Period (see table below). Non-winning entries will not be included in subsequent Sweepstakes Drawings except that all eligible entries received throughout the Sweepstakes Period will be included in the Grand Prize drawings (See below). Sweepstakes Drawings will be conducted by the Administrator, an independent judging agency, whose decisions shall be final in all matters relating to each Sweepstakes. For each of the first six (6) Sweepstakes Drawings, six (6) potential Monthly Prize Winners will be selected at random from among all eligible entries received for each respective Sweepstakes Entry Period. For the 7th, 8th, and 9th Sweepstakes Drawings, seven (7) Monthly Prize winners will be selected at random from among all eligible entries received for each respective Sweepstakes Entry Period.  Odds of winning a Monthly Prize depend on the total number of eligible entries received for each Sweepstakes Drawing. Limit one (1) Monthly Prize per person for the Sweepstakes Period.   Potential winners are not actual winners until their eligibility has been verified, and it is determined to Sponsor’s satisfaction that they have complied with all terms and conditions of these Official Rules. 

The 60th Anniversary 
Sweepstakes is over.

Thank you for your interest!

Sweepstakes Entry Period Entries received from 12:00:00 a.m. ET Entries received by 11:59:59 p.m. ET Drawing Date on or about # of Monthly Prize Winners
1 4/1/2022 4/30/2022 5/5/2022 6
2 5/1/2022 5/31/2022 6/5/2022 6
3 6/1/2022 6/30/2022 7/5/2022 6
4 7/1/2022 7/31/2022 8/5/2022 6
5 8/1/2022 8/31/2022 9/5/2022 6
6 9/1/2022 9/30/2022 10/5/2022 6
7 10/1/2022 10/31/2022 11/5/2022 7
8 11/1/2022 11/30/2022 12/5/2022 7
9 12/1/2022 12/15/2022 12/20/2022 7

Grand Prize Drawing/Odds of Winning: One (1) potential Grand Prize winner will be randomly selected for each of three (3) regions from among all eligible entries received during the Sweepstakes Period for three (3) Grand Prize winners, total.  Grand Prize drawings will be held on or about December 20, 2022. The three (3) regions are broken down as follows:


Region 1: Alabama, Georgia, Idaho, Illinois, New Mexico, Texas*, Utah
Region 2: Indiana, Missouri, South Carolina, Tennessee, Texas*,  Wisconsin,
Region 3: Kentucky, Louisiana, Mississippi, Oklahoma, Texas*

Note: Regions for Texas residents are based upon the closest World Finance branch to the address they provide at time of entry.  Texas branch locations and regions are as follows:

The odds of winning a Grand Prize depends upon the total number of eligible entries for each region during the Sweepstakes Period.

5. Prizes: Three (3) Grand Prizes (one per region):  Each Grand Prize winner will receive an 8-day/7-night trip for the winner and one (1) guest to Maui, Hawaii.  Grand Prize includes round trip economy air transportation to Maui, Hawaii from a major commercial airport near winner’s residence selected by Sponsor in its sole discretion, seven (7) nights’ standard hotel accommodations (single room, double occupancy) at a hotel selected by Sponsor in its sole discretion, rental car for 8 days (eligible, licensed, drivers only), two activities (subject to Sponsor approval), and $5,000 cash (awarded in the form of a check).  Approximate retail value (“ARV”): $20,000 each. Actual retail value may depend upon winner’s departure city and other fluctuations.  Any difference between the stated ARV and the actual prize value will not be awarded. All travel must be completed by 12/31/2023 or prize will be forfeited in its entirety and Sponsor will have no further obligation to the winner. Travel is subject to blackout dates and must be approved by Sponsor at least 60 days prior to departure. Winner and their guest must each sign a travel release prior to traveling.  Each winner and their guest must travel on same itinerary and possess all required travel documents. All travel arrangements must be made through Sponsor or Sponsor’s agent.  Winner and Winner’s guest are responsible for transport to/from their respective residences and their departure airport. Once travel has been booked, no change, extension, or substitution of trip dates is permitted, except at Sponsor’s sole discretion.  No extension or change of trip dates is permitted. It is the responsibility of the winner and their guest to provide proper documentation (including government issued picture identification). Airline tickets are non-refundable/non-transferable and are not valid for upgrades and/or frequent flyer miles.  All airline tickets are subject to flight variation, work stoppages, and schedule or route changes. Winners and their guests are responsible for meals, gratuities, and all other expenses not specified herein. Winners’ guests must be 21 years of age or older.  Released Parties (defined below) shall not be responsible for any cancellations, delays, diversions or substitution or any act or omissions whatsoever by the air carriers, hotels, venue operators, transportation companies, or any other persons providing any prize-related services or accommodations.  Sponsor is not liable for any missed prize events, opportunities or expenses incurred resulting from flight cancellation/delay or ground transportation delay.  No refund or compensation will be made in the event of the cancellation or delay of any transportation or other prize element except at the sole and absolute discretion of Sponsor. Additional prize award details and travel information to be provided to the winner at the time of prize notification.  Winner and their guest are also responsible for obtaining travel insurance (and all other forms of insurance) at their option and hereby acknowledge that Sponsor has not and will not obtain or provide travel insurance or any other form of insurance. Winner may be required to provide a credit card at the time of hotel check-in. Once a guest is selected by winner, they may not be substituted, except in Sponsor’s sole and absolute discretion. Travel is subject to the terms and conditions set forth in these Official Rules, and those set forth by Sponsor’s transportation carrier(s) of choice. Lost, stolen, or damaged airline tickets or travel vouchers will not be replaced or exchanged. Transportation carrier and hotel regulations and conditions apply. Unclaimed or forfeited prize or element of prize will not be awarded. All tax resulting from acceptance of the prize is the sole responsibility of the winner. No substitution, transfer, or cash redemption of prize is permitted, except as expressly set forth herein by Sponsor, who reserves the right to substitute a prize (or portion thereof) of comparable or greater value (at its sole discretion) for any reason. Any expenses not specifically stated herein, including but not limited to state and local government surcharges, taxes (including federal, state, and local income taxes), other costs, and other expenses relating to the prize and the use or acceptance of the prize are the sole responsibility of the winner.  All prize details not specified herein shall be determined by Sponsor in its sole discretion.  By participating and accepting the prize, winner and winner’s guest accept any risk associated with travel, including personal injury and/or death, acknowledge that their participation in the prize event is voluntary, acknowledge that there are natural factors and occurrences which may impact on or affect the safety of the activities they are participating in and they assume the risk of such factors and occurrences and agree that the Released Parties (defined below) will not be in any way responsible for any resulting injury and/or death.

Fifty-seven (57) Monthly Prizes:  Each Monthly Prize winner will receive $2,000 in general-use gift cards.  Gift cards are subject to the terms and conditions imposed by the issuer and will not be replaced if lost or stolen. Winners are solely responsible for all federal, state, and local taxes and other fees associated with prize receipt regardless of whether prize is used in whole or in part. No transfer, assignment, or substitution of prize is permitted except that Sponsor reserves the right to substitute a prize of equal or greater value if an advertised prize is unavailable. All prize details are in Sponsor’s sole discretion.  In no event, shall Sponsor’s Prize liability exceed the stated value of the prize.

Total ARV of all prizes: $174,000.

6. Winner Notifications/Prize Awards/Publicity Consents: No entrant is deemed a winner until his/her eligibility has been verified and it is determined that he/she has complied with all terms of these Official Rules. As soon as reasonably practicable following each Drawing Date, potential winners will be notified by the Administrator via email and/or phone and will be required to complete an Affidavit of Eligibility and Release of Liability and Publicity (where permitted) (“Affidavit”). Affidavit must be completed and returned by the potential winner within seven (7) days from date the Affidavit is issued. The guests of Grand Prize winners must also complete a Liability and Publicity Release (where permitted) within this same time period. Failure by a potential winner to return the Affidavit within the time-period stated above will result in disqualification and the prize will be awarded to an alternate winner. Failure of a potential winner to comply with the above prize claim requirements for any reason, or the return of any prize notification as undeliverable, or the determination that a potential winner is ineligible to receive a prize, will result in forfeiture of the prize and may result in an alternate winner being selected in accordance with these Official Rules. No messages will be left on answering machines or voice mail systems. All entries become property of Sponsor and will not be returned. By accepting a prize, winner grants Sponsor and Sponsor’s agents, the right to use their name and likeness in advertising, publicity and promotion without further compensation or permission, except wherever prohibited by law. Sponsor is not responsible for technical difficulties with telecommunications systems beyond its control or for change to a potential winner’s mailing address, email address, and/or phone number. If prize-related communication is returned as undeliverable, prize will be forfeited.

7. General:
By participating, entrants agree to abide by and be bound by these Official Rules and the decisions of the Sponsor, which are final and binding in all matters. To the maximum extent permitted in pursuant to applicable law, entrants further agree to release, discharge and hold harmless Sponsor, Administrator, their respective affiliates, subsidiaries, distributors, suppliers and advertising and promotion agencies associated with the Sweepstakes, and all other service agencies involved with the design, execution or fulfillment of this Sweepstakes, and the respective directors, officers, agents and employees of each of the foregoing (collectively, the “Released Parties”) from and against any liability, claims, losses and damages of any kind, including death, to persons or property, arising out of, or relating to, their participation in this Sweepstakes and the acceptance, use, misuse, or possession of, or inability to claim or receive, a prize (if applicable), including as set out in Rule 9, below. Entrants who Sponsor determines to have not complied with these Official Rules are subject to disqualification. Sponsor reserves the right, at its sole discretion, to disqualify any entrant from this Sweepstakes or any other promotion conducted now or in the future by Sponsor or any of its affiliates if Sponsor suspects or finds entrant to be: (a) violating the Official Rules; (b) tampering or attempting to tamper with the entry process, the operation of the Sweepstakes and/or the Website; (c) acting in a disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person; or (d) attempting to undermine the legitimate operation of the Sweepstakes by cheating, hacking, deception, or other unfair playing practices or intending to annoy, abuse, threaten or harass any other entrants, Sponsor or Sponsor’s representatives. ANY ATTEMPT BY AN INDIVIDUAL TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR MAY DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING LAWYERS’ FEES) FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW, AND TO BAN OR DISQUALIFY AN ENTRANT FROM THIS AND FUTURE PROMOTIONS. All materials submitted become the property of Sponsor and will not be returned. By entering, entrants agree that: (a) all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, participants’ rights and obligations, and the rights and obligations of the Sponsor in connection with the Sweepstakes, will be governed by, and construed in accordance with, the laws of the United States.

8. Binding Arbitration: Subject to applicable laws, any controversy or claim arising out of or relating to the Sweepstakes shall be settled by binding arbitration in a location determined by the arbitrator as set forth herein (provided that such location is reasonably convenient for claimant), or at such other location as may be mutually agreed upon by the parties, in accordance with the procedural rules for commercial disputes set forth in the Comprehensive Arbitration Rules and Procedures of JAMS (“JAMS Rules and Procedures”) then prevailing, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The arbitrator shall be selected pursuant to the JAMS Rules and Procedures. The arbitrator shall apply South Carolina law consistent with the Federal Arbitration Act and applicable statutes of limitations and shall honor claims of privilege recognized at law. In the event that the claimant is able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Sponsor will pay as much of the claimant’s filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. If any part of this arbitration provision is deemed to be invalid, unenforceable, or illegal (other than that such claims will not be arbitrated on a class or representative basis), or otherwise conflicts with the rules and procedures established by JAMS, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal, or conflicting provision were not contained herein. If, however, the portion that is deemed invalid, unenforceable, or illegal is that claims will not be arbitrated on a class or representative basis, then the entirety of this arbitration provision shall be null and void, and neither claimant nor Sponsor shall be entitled to arbitrate their dispute. Upon filing a demand for arbitration, all parties to such arbitration shall have the right of discovery, which discovery shall be completed within sixty (60) days after the demand for arbitration is made, unless further extended by mutual agreement of the parties.  

SUBJECT TO APPLICABLE LAWS, THE ARBITRATION OF DISPUTES PURSUANT TO THIS PARAGRAPH SHALL BE IN THE ENTRANT’S INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF OTHER PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED.  DO NOT ENTER THIS SWEEPSTAKES IF YOU DO NOT AGREE TO HAVE ANY CLAIM OR CONTROVERSY ARBITRATED IN ACCORDANCE WITH THESE OFFICIAL RULES. BY PARTICIPATING IN THE SWEEPSTAKES, EACH ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SWEEPSTAKES, OR THE PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY THROUGH BINDING ARBITRATION AS SET FORTH ABOVE, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY), BUT IN NO EVENT WILL ATTORNEYS' FEES BE AWARDED OR RECOVERABLE; (3) TO THE EXTENT ALLOWED BY APPLICABLE LAW, ENTRANT WILL NOT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES, AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (4) ENTRANT'S REMEDIES ARE LIMITED TO A CLAIM FOR MONETARY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW MANDATORY ARBITRATION, WAIVER OF CLASS ACTIONS, THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO RELEVANT PORTIONS OF THE ABOVE MAY NOT APPLY TO EVERY ENTRANT.

 By entering, entrants agree that: (a) all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrants’ rights and obligations, and the rights and obligations of the Sponsor in connection with the Sweepstakes, will be governed by, and construed in accordance with, the laws of South Carolina in the United States, without giving effect to any choice of law or conflict of law rules (whether of South Carolina or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than South Carolina; and (b) any matters or proceedings which are not subject to arbitration as set forth above in this Section 8 of these Official Rules, and/or are related to entering any judgment on an arbitration award, shall take place in the State of South Carolina in Greenville County.

9. Limitation of Liability: To the maximum extent permitted in pursuant to applicable law, the Released Parties do not assume any responsibility for, and the entrant hereby releases and agrees to hold the Released Parties harmless from and against, any and all claims, actions, damages, demands and liabilities of whatever nature or kind arising out of, or in connection with, the entrant’s participation or attempted participation in the Sweepstakes, including, without limitation, the administration of the Sweepstakes, the selection and confirmation of the winners, and the arranging for, awarding of and use of the prizes or portion thereof, and any inability, restriction or other limitation that prevents the winners from claiming or receiving a prize (including without limitation any regulation, rule, order or other edict from a public authority related to COVID-19). Without limiting the generality of the foregoing, the Released Parties are not responsible for (a) the incorrect or inaccurate capture of entry information for any reason; (b) late, lost, stolen, damaged, misdirected, garbled or incomplete entries, transmissions or transactions, entries that are altered or otherwise irregular, have been submitted through illicit means or do not conform with or satisfy any or all of the conditions of these Official Rules; (c) any loss, damage, or claims caused by, or in any way related to, the awarded Prizes or the Sweepstakes itself; (d) failure of the Website or any website associated with this Sweepstakes, or any operations or transmission of information during the Sweepstakes Period, including, without limitation, any problems, human, production or technical errors, lost, delayed, garbled or corrupted data or transmissions, omissions, interruptions, deletions, defects or failures of any telephone or transmission lines, technical malfunctions of any computer on-line systems, servers, access providers, computer equipment, software, failure of any e-mail or entry to be received on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof including, without limitation, any injury or damage to an entrant’s or any other person's computer related to or resulting from participating in or downloading any material connected to the Sweepstakes, all of which may affect a person’s ability to participate in the Sweepstakes; (e) any typographical or other error or omission in any printing or advertising relating to the Sweepstakes, in the administration or execution of the Sweepstakes, or in the announcement or notification of the winners; (f) the security or privacy of information transmitted via computer networks or for breaches of privacy due to interference by third party computer "hackers" or otherwise; (g) any claims regarding the accepting, arranging for, awarding of, inability to receive or claim, or use of the prizes or any portion thereof; (h) electronic communications which are undeliverable as a result of any form of active or passive filtering of any kind; or (i) cheating or fraud by any participant. Entry material/data that has been tampered with or altered is void. Sponsor reserves the right, at its sole discretion, to amend these Official Rules for clarification purposes, at any time, in any way, and without prior notice, without materially affecting the terms and conditions of the Sweepstakes. Without limiting the foregoing, if for any reason the Sweepstakes is not capable of running as originally planned, including should any virus, worm, bug, technical failures, unauthorized human intervention, or other causes corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes, Sponsor reserves the right to modify, terminate or suspend this Sweepstakes.  In the event of termination, Sponsor may randomly select the winners from among all eligible, non-suspect entries received up to date/time of such termination, or up to the date/time of the situation warranting such termination.

10. Winners’ Names: For the winners’ names (available after winners have been verified), send a self-addressed, stamped, business size (#10) envelope by December 31, 2022, to: World Finance 60th Anniversary Winners, 5550 Touhy Ave, Suite 403, Skokie, IL 60077.

11. Privacy Policy/Consent to Use Personal Information: Personal information collected in connection with this Sweepstakes is subject to the Sponsor’s privacy policy (https://www.loansbyworld.com/privacy-policy)
12. Rules Govern: In the event of any discrepancy or inconsistency between the Official Rules and disclosures or other statements contained in any Sweepstakes-related materials or made by any representative of Sponsor, these Official Rules shall prevail, govern, and control.

13. Severability: The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

14. Sponsor: World Acceptance Corporation, 104 S Main St, Greenville, SC 29601.

15. Administrator: Promotion Activators Management, LLC, 5550 Touhy Ave, Suite 403, Skokie, IL 60077.

Branch Address City State Zip Branch Address City State Zip
4535 Fredericksburg Road San Antonio TX 78201 1956 Southwest Military Drive San Antonio TX 78221
324 West Ocean Boulevard Los Fresnos TX 78566 3717 McClelland Avenue Laredo TX 78040
404 North King Street Seguin TX 78155 1002 South W.W. White Road San Antonio TX 78220
319 North 8th Street Killeen TX 76541 604 East Highway 190 Copperas Cove TX 76522
1201 Lake Air Dr. Waco TX 76710 400 East Alton Gloor Boulevard Brownsville TX 78526
215 East Kleberg Avenue Kingsville TX 78363 2401 Pecan Boulevard McAllen TX 78501
5230 Kostoryz Road Corpus Christi TX 78415 1108 South 77 Sunshine Strip Harlingen TX 78550
317 Schatzel Street Corpus Christi TX 78401 1255 SW Loop 410 San Antonio TX 78227
217 North Washington Street Beeville TX 78102 2350 East Southcross Boulevard San Antonio TX 78223
2724 61st Street Galveston TX 77551 1621 North Main Avenue San Antonio TX 78212
265 A Jefferson Street Eagle Pass TX 78852 451 Bandera Road San Antonio TX 78228
1200 North Velasco Street Angleton TX 77515 10710 Perrin Beitel Road San Antonio TX 78217
2610 South Bypass 35 Alvin TX 77511 1920 Thurman St Laredo TX 78046
432 West Avenue J Robstown TX 78380 2610 North Grandview Avenue Odessa TX 79761
1700 5th Street Bay City TX 77414 5718 McArdle Road Corpus Christi TX 78412
305 Center Avenue Brownwood TX 76801 446 South Commercial Street Aransas Pass TX 78336
127 West Nopal Street Uvalde TX 78801 2016 Expressway 83 Penitas TX 78576
910 North Mechanic Street El Campo TX 77437 309 North 10th Street Killeen TX 76541
3605 N. Main Street Taylor TX 76574 3308 West Illinois Avenue Midland TX 79703
1610 South 31st Street Temple TX 76504 109 South Texas Avenue Mercedes TX 78570
501 North Alamo Road Alamo TX 78516 3025 Boca Chica Boulevard Brownsville TX 78521
3118 North 1st Street Abilene TX 79603 6526 Bandera Road Leon Valley TX 78238
1008 Lamar Street Sweetwater TX 79556 160 West Slaughter Lane Austin TX 78748
801 North Main Street Andrews TX 79714 3226 Nogalitos San Antonio TX 78225
116 East Constitution Street Victoria TX 77901 607 Nueces Street George West TX 78022
2505 South State Highway 36 Gatesville TX 76528 251 North Bell Boulevard Cedar Park TX 78613
701 East Edinburg Avenue Elsa TX 78543 9827 Potranco Road San Antonio TX 78251
623 North Saint Paul Street Gonzales TX 78629 810 East Veterans Boulevard Palmview TX 78572
1206 West Washington Street Stephenville TX 76401 4111 FM 1764 Road Santa Fe TX 77517
4531 Ayers Street Corpus Christi TX 78415 1257 U. S. 181 Portland TX 78374
509 North Highway 83 Zapata TX 78076 1212 West Monte Cristo Road Edinburg TX 78541
1810 Veterans Blvd. Del Rio TX 78840 111 West FM 495 San Juan TX 78589
1926 25th Street Snyder TX 79549 8110 Tezel Road San Antonio TX 78250
808 South Chadbourne Street San Angelo TX 76903 2865 Southmost Road Brownsville TX 78521
200 West Austin Street Giddings TX 78942 9441 Cullen Boulevard Houston TX 77051
1327 North Plaza Drive Granbury TX 76048 1200 West Highway 100 Port Isabel TX 78578
3658 North 6th Street Abilene TX 79603 8830 SW Loop 410 San Antonio TX 78242
1402 Lubbock Road Brownfield TX 79316 8760A Research Boulevard Austin TX 78758-6420
2806 North County Road West Odessa TX 79764 407 This Way Street Lake Jackson TX 77566
510 South 1st Street Lamesa TX 79331 5525 Blanco Road San Antonio TX 78216
2121 East Oltorf Street Austin TX 78741 2825 Sherwood Way San Angelo TX 76901
1629 East Main Street Alice TX 78332 901 North Loop 340 Bellmead TX 76705
101 West San Antonio Street San Marcos TX 78666 1308 E Common Street New Braunfels TX 78130-3561
3565 Palmer Highway Texas City TX 77590 214 South Saint Marys Street Falfurrias TX 78355
310 East Jackson Street Harlingen TX 78550 1722 Avenue M Hondo TX 78861-1758
501 South Bicentennial McAllen TX 78501 606 Highway 95 Bastrop TX 78602
224 South Missouri Avenue Weslaco TX 78596 834 East Grant Street Roma TX 78584
4102 North Navarro Street Victoria TX 77901 610 East Florida Avenue Midland TX 79701
909 North Interregional Highway 35 Round Rock TX 78664 10404 Gulf Fwy Houston TX 77034-1819
100 South Commerce Street Lockhart TX 78644 1003 East Business Highway 83 Donna TX 78537
2100 Ruben Torres Sr Boulevard Brownsville TX 78526 534 10th Street Floresville TX 78114
708 North Nolan River Road Cleburne TX 76033 2002 North Main Pearland TX 77581
121 East 3rd Street Big Spring TX 79720 456 Highway 35 South Port Lavaca TX 77979
5110 McPherson Road Laredo TX 78041 104 West Sinton Street Sinton TX 78387
6305 Cameron Road Austin TX 78723 101 South Oak Street Pearsall TX 78061
119A West Twohig Avenue San Angelo TX 76903 803 South Key Avenue Lampasas TX 76550
3505 Wurzbach Road San Antonio TX 78238 160 West Expressway 83 San Benito TX 78586
1920 San Bernardo Ave Laredo TX 78040 110 East FM 2410 Road Harker Heights TX 76548
207 South Cage Boulevard Pharr TX 78577 825 East Rundberg Lane Austin TX 78753
369 West Hidalgo Avenue Raymondville TX 78580 223 West Travis Street La Grange TX 78945
1600 North Conway Mission TX 78572 1628 Pat Booker Road Universal City TX 78148
601 East University Drive Edinburg TX 78539 2209 South Bridge Street Brady TX 76825
624 West Tyler Avenue Harlingen TX 78550 1311 North New Road Waco TX 76710
2414 West Waco Drive Waco TX 76701 118 Live Oak Street Marlin TX 76661
1912 West Pecan Street Pflugerville TX 78660 1502 West Oaklawn Road Pleasanton TX 78064
3602 North Dixie Boulevard Odessa TX 79762 221 West Adams Avenue Temple TX 76501
3926 Avenue H Rosenberg TX 77471 1916 US Highway 281 Marble Falls TX 78654
900 East Second Street Rio Grande City TX 78582 820 Sidney Baker Street Kerrville TX 78028
2207 North Big Spring Street Midland TX 79705 215 South State Highway 359 Mathis TX 78368
7311 South Jackson Road Pharr TX 78577-0339 306 East Main Avenue Alton TX 78573
3010 Williams Dr Georgetown TX 78628 1055 SW Wilshire Boulevard Burleson TX 76028
4037 Saratoga Boulevard Corpus Christi TX 78413 4879 West Commerce Street San Antonio TX 78237
1212 International Blvd Laredo TX 78045-1994 911 1/2 North Hewitt Drive Hewitt TX 76643

Region 1


Branch Address City State Zip Branch Address City State Zip
6500 North Freeway Houston TX 77076 903 North Loop 336 West Conroe TX 77301-1161
4001 North State Line Avenue Texarkana TX 75503 110 East Cherokee Street Jacksonville TX 75766
4717 Wesley Street Greenville TX 75401 706 South Wheeler Street Jasper TX 75951
499 Pearl Street Beaumont TX 77701 101-B Sage Street Terrell TX 75160
511 South Timberland Drive Lufkin TX 75901 2021 Summerhill Road Texarkana TX 75501
825 North University Drive Nacogdoches TX 75961 3109 Edgar Brown Drive Orange TX 77630
5072 Griggs Road Houston TX 77021 7003 Harrisburg Boulevard Houston TX 77011
522-C Highway 79 South Henderson TX 75654 215 West Main Street Palestine TX 75801
200 North 15th Street Corsicana TX 75110 405 North McDonald Street McKinney TX 75069
126 East Southmore Avenue Pasadena TX 77502 12999 Murphy Road Stafford TX 77477
648 South Jefferson Avenue Mt. Pleasant TX 75455 1135 Hurst Street Center TX 75935
1009 Gilmer Street Sulphur Springs TX 75482 123 East Main Street Atlanta TX 75551
14 State Highway 75N Huntsville TX 77320-3802 607 East Tyler Street Athens TX 75751
3365 Lamar Avenue Paris TX 75460 218 East Main Street Kilgore TX 75662
507 North Highway 77 Waxahachie TX 75165 1320 Corsicana Highway Hillsboro TX 76645
1022 McCann Road Longview TX 75601 3965 Phelan Boulevard Beaumont TX 77707
2010 East End Boulevard N Marshall TX 75670 1609 North Center Street Bonham TX 75418
30006 Tomball Parkway Tomball TX 77375 295 Highway 96 South Silsbee TX 77656
2047 West Main Street League City TX 77573 10705 Market Street Houston TX 77029
4700 HWY 365 Port Arthur TX 77642 909 South Broadway Street La Porte TX 77571
207 South Saint Charles Street Brenham TX 77833 5632 Bellaire Boulevard Houston TX 77081
1212 East Houston Street Cleveland TX 77327 1121 South Magnolia Woodville TX 75979
2215-B North Alexander Drive Baytown TX 77520 1283 West Church Street Livingston TX 77351
1120 North Pacific Street Mineola TX 75773 1103 US Highway 271 North Gilmer TX 75644
1923 Gessner Drive Houston TX 77080 2215 Highway 6 S Houston TX 77077
1007 Main Street Liberty TX 77575 13417 East Fwy Houston TX 77015
1712 1st Street East Humble TX 77338 10218 Beechnut Street Houston TX 77072
1729 Troup Highway Tyler TX 75701 14901 Tomball Parkway Houston TX 77086-1630
403 A North McCoy Boulevard New Boston TX 75570 10733 Eastex Freeway Houston TX 77093
759 South Beckham Avenue Tyler TX 75701 620 North Highway 78 Wylie TX 75098
5520 Airline Drive Houston TX 77076 112 West Ennis Avenue Ennis TX 75119
8700 Long Point Road Houston TX 77055-3014 821 Sheldon Road Channelview TX 77530
219 South Main Street Bryan TX 77803 2400 FM 2920 Road Spring TX 77388
230 West Parker Road Plano TX 75075 1003B E Loop 304 Crockett TX 75835
8572 Highway 6 North Houston TX 77095 2211 Fry Road Katy TX 77449
2231 Center Street Deer Park TX 77536 6500 FM 2100 Road Crosby TX 77532

Region 2


Branch Address City State Zip Branch Address City State Zip
928 Indiana Avenue Wichita Falls TX 76301 1504 South FM 51 Decatur TX 76234
1601 West Berry Street Fort Worth TX 76110 308 North 25 Mile Avenue Hereford TX 79045
1133 North Zang Boulevard Dallas TX 75203 406 North Grand Ave Gainesville TX 76240
1926 North Grand Avenue Sherman TX 75090 500 North Zaragoza Road El Paso TX 79907
134 West Jefferson Boulevard Dallas TX 75208 10280 Montana Avenue El Paso TX 79925
508 West Rosedale Street Fort Worth TX 76104 719 North Hampton Road Desoto TX 75115
3345 Broadway Boulevard Garland TX 75043 4101 Pioneer Road Balch Springs TX 75180
9008 Dyer Street El Paso TX 79904 2901 Alta Mere Drive Fort Worth TX 76116
1900 SE 34th Avenue Amarillo TX 79118 1900 West Irving Boulevard Irving TX 75061
7021 Alameda Avenue El Paso TX 79915 2301B North Zaragoza Road El Paso TX 79938
1502 South Stockton Avenue Monahans TX 79756 3159 Denton Hwy Haltom City TX 76117
2309 West 5th Street Plainview TX 79072 2806 Avenue Q Lubbock TX 79411
1708 Bethel Road Weatherford TX 76086 9839 Dyer St El Paso TX 79924
1916 North Story Road Irving TX 75061 1722 N Zaragoza Road El Paso TX 79936
1019 West Pleasant Run Road Lancaster TX 75146 10755 North Loop Socorro TX 79927
5201 McCart Avenue Fort Worth TX 76115 527 4th Street Graham TX 76450
600 South Cedar Street Borger TX 79007 1009 South College Avenue Levelland TX 79336
800 East Hubbard Street #A Mineral Wells TX 76067 601 South Cherry Lane Whitesettlement TX 76108
711 Sunset Street Denton TX 76201 1513 Avenue F NW Childress TX 79201
1403 West Dickinson Boulevard Fort Stockton TX 79735 1909 South Buckner Boulevard Dallas TX 75217
3108 Wilbarger Street Vernon TX 76384 420 E. Round Grove Road Lewisville TX 75067-8386
1538 North Hobart Street Pampa TX 79065 3333 West Camp Wisdom Road Dallas TX 75237
2412 Paramount Boulevard Amarillo TX 79109 528 South Saginaw Boulevard Saginaw TX 76179
720 West Main Street Denison TX 75020 3106 50th Street Lubbock TX 79413
4136 34th Street Lubbock TX 79410 3021 Bachman Drive Dallas TX 75220
5521 East Grand Avenue Dallas TX 75223 6012 Abrams Road Dallas TX 75231
2637 South Cooper Street Arlington TX 76015 2246 Jacksboro Highway Fort Worth TX 76114
3401 Kemp Boulevard Wichita Falls TX 76308 2150 North Josey Lane Carrollton TX 75006
525 West Pioneer Pkwy Grand Prairie TX 75051 4430 Montana Ave EL Paso TX 79903
1710 North Zaragoza Road El Paso TX 79936 4950 West Illinois Ave Dallas TX 75211
1417 34th Street Lubbock TX 79411 2544 E Abram Street Arlington TX 76010
6590 Montana Avenue El Paso TX 79925 6510 North Mesa Street El Paso TX 79912
321 South El Paso Street El Paso TX 79901 1491 North Lee Trevino Dr. El Paso TX 79936
1188 North Yarbrough Drive El Paso TX 79925 424 North Yarbrough Drive El Paso TX 79915
210 South Mesa Street El Paso TX 79901 1336 North Galloway Avenue Mesquite TX 75149
428 South Stanton Street El Paso TX 79901 4300 Main Street The Colony TX 75056
1805 Montana Avenue El Paso TX 79902 2841 Central Drive Bedford TX 76021
9155 Dyer Street El Paso TX 79924 990 Highway 287 North Mansfield TX 76063
5600 Rufe Snow Drive North Richland Hills TX 76180

Region 3